Do You Need Workers’ Compensation And Long-Term Disability Benefits?
If you have a private or group insurance policy and have been denied long-term disability benefits, you can get help.
With an experienced lawyer on your side, you can clear up the reasons for your denial. We can help you determine what the insurance company wants and then present the information in a compelling way.
The New York attorneys at Silverman, Silverman & Seligman, P.C., understand that fighting to get disability benefits is frustrating and time-consuming. If you have suffered a debilitating illness or injury, you have enough to deal with. Let us handle the legal details of the insurance dispute for you.
Long-Term Disability Denied? We Will Take Action.
Did your insurance company decide that you do not meet the stated disability criteria even though you had supporting medical reports from a doctor?
This is a common problem faced by many injured people. An insurance company’s primary concern is to minimize its expenses, not to help you. That is why it is a good idea to have a Capital District long-term disability insurance attorney to represent your interests.
The Importance Of Documentation
One thing that is common to all types of disability claims is that an enormous amount of documentation is required. We can review your insurance contract. Sometimes simply providing the correct information will resolve a problem. However, some insurance carrier disputes are more complex. Overlap with workers’ compensation makes matters more complicated.
Problems That May Arise When Applying For Benefits
In some cases, the insurance company initially approves long-term disability payments but then discontinues or reduces them after 18 to 24 months. If this happens to you, contact an attorney right away. We can fight the decision, but there are timelines we must meet.
Other problems people have when applying for benefits include:
- Being disabled from working in their occupation, but potentially able to work on a different job
- Having residual effects from another illness or injury
- Concerns about their prior work history
Let Us Review Your Situation: Free Consultation
We are able to address any questions you may have, including whether you will still be eligible for Social Security Disability Insurance benefits and workers’ compensation.
Please call our office at 518-631-4521 to schedule an appointment. We serve clients in Schenectady, Troy, Albany and throughout the entire Capital District.