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  4.  » How does workers’ compensation affect Social Security Disability Insurance in New York?

How does workers’ compensation affect Social Security Disability Insurance in New York?

On Behalf of | Mar 22, 2021 | Social Security Disability |

If you receive Social Security Disability Insurance because of a limited ability to work, you may still hold a job depending on certain factors. If an injury occurs at that job, collecting workers’ compensation benefits could affect your SSDI payments. 

Review this information if you have experienced a work injury or work-related illness while receiving SSDI. 

Benefit limit

According to the Social Security Administration, the total amount of your SSDI benefits and workers’ comp benefits must equal less than 80% of your average wages before you began receiving SSDI. In the case of an excess, the SSA will reduce your benefit payment accordingly. 

This limit also applies to other public benefits you receive, except for Supplemental Security Income and benefits from the Veterans Administration. It also does not apply to municipal or state benefits if the SSA deducted taxes. You should get in touch with the agency if you are unsure. 

Example scenario

You can understand how this works with this sample scenario using basic numbers: 

  • You earned $1000 a month before becoming disabled. 
  • You receive $800 a month in SSDI benefits. 
  • You get hurt at your job and receive workers’ compensation benefits of $400 a month. 

You now receive $1200 per month in benefits. The SSA would deduct $400 a month from your payments to reach $800 (80% of $1000). 

You must notify the SSDI if you file a workers’ compensation claim or receive other public benefits. You should also provide notice when benefits stop. Either situation may affect your SSDI amount. 

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