Work-related accidents, big or small, have the potential to affect your life, health and earning ability. If you sustain an injury on the job, you may be eligible to receive compensation. Workers’ compensation in New York often pays for medical treatment and provides wage replacement while you recover from your injury.
Which injuries does New York cover?
In New York, there is no fixed list of injuries the state can cover. Instead, employers are liable, regardless of fault, for many injuries an employee sustains as a direct result of their job. On top of that, the Workers’ Compensation Law states that employers are responsible for securing compensation for any employees with work-related injuries.
Compensation excludes injuries from outside of work, as well as deliberately self-inflicted injuries. Injuries the state covers typically include:
- Slips and falls on wet floors, uneven surfaces or areas missing guard rails
- Moving objects such as heavy-duty equipment or falling items in the workplace
- Overexertion from lifting, pulling, pushing and other physically demanding tasks
- Motor vehicle accidents such as accidents with trucks, delivery vans and forklifts
- Burns from heat, steam, chemicals and electrical contact
- Machine-related injuries when operating sensitive equipment
- Occupational illnesses from exposure to chemicals and other harmful substances
However, some injuries result from repeated motions and constant strain. When this happens, there might not be a clear incident or accident to examine. If you want to receive compensation for these injuries, you must find evidence that connects the condition to your work. For example, if your job requires you to work with your hands frequently, you may be eligible to file and win a claim for a condition like carpal tunnel syndrome.
What should you do if you receive a work-related injury?
If you receive an injury as a result of your job, it is important to seek medical attention immediately and notify your employer within 30 days after receiving the injury. Gather as much evidence and provide as many details as possible, explaining where, when and how the incident occurred.
Receiving compensation is essential because it may be difficult to recover financially otherwise. Compensation can make up for lost wages, especially if your injury prevents you from working.