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What are basic eligibility requirements to be considered for SSD?

Have you ever received a paycheck and wondered where your federally taxed portion of earnings was going? There are a few sectors of the government that tax income, but one agency that receives federally taxed income is social security. Social security covers several types of publicly funded assistance programs, one of them being social security disability. Social security disability is a government program that funds people who have been rendered unable to work due to injury or illness.

In order to be eligible to receive social security disability benefits, one must apply. After an application has been submitted, the agency will evaluate eligibility by asking for answers to certain questions. The most basic of eligibility requirements require a person to prove that they were in fact a worker that contributed to social security at one time. Also, they must prove that they worked a certain duration of time, in relation to their current age.

For example, if a worker is age 42 at the time they suffer an illness or injury that renders them unable to work, they must have worked roughly 5 years in a position that contributed a portion of their income to social security. For most workers, proving 5 years of contributed work time and income is not difficult. For others, they may have worked odd-jobs over their lifetime and are wondering if the combined work periods will total the minimum requirements. Requirements change by age, so proving the minimum requirements to be considered for social security disability will be different for everyone.

Social security disability is a federally mandated and funded program. Their may be other programs operated by the state of New York that one may consider applying for if they have become disabled. SSD usually applies to those 24 or older, so if looking to apply for disability before that age, you will likely need to explore those parameters. For those unable to work, social security disability can be a life-line until the worker can get back on their feet.

Source:, "Disability Benefits," Accessed December 30, 2016

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