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What types of injuries are covered by workers' compensation?

When people go to work, they usually do not expect to be injured. While some occupations lend themselves to injuries, most people never face a true threat. However, when the unthinkable happens, and an injury occurs, workers do have protections. Workers' compensation helps to ensure that workers get financial compensation for their injuries. This compensation covers medical expenses, lost wages, rehabilitation costs and more.

New Yorkers, however, may be wondering: what type of injuries are actually covered by workers' compensation? Thankfully, workers' compensation coverage is often broader than people may think.

If people are injured in a workplace accident -- even if they contributed to the accident -- the injuries are likely covered by workers' compensation. Workers' compensation covers some injuries that occur during non-work times, too. These include injuries that happen on a person's lunch break, at a work sponsored activity or any other work break.

If a person's workplace aggravated an existing injury, the person may also be eligible for workers' compensation. Workers' compensation will also cover diseases that are caused by a person's working environment. In certain situations, work-related stress that causes or increases a physical or mental injury can also qualify for workers' compensation too.

However, if a person is intoxicated, involved in horseplay or intentionally causes an injury, the person may not be protected by workers' compensation laws. It is important for workers to seek specific legal advice following a workplace injury to determine if they qualify for workers' compensation. This blog post can only provide general information about workers' compensation, whereas an attorney can give specific instruction.

Source: Findlaw, "Workers' Comp In-Depth," accessed Aug. 23, 2015

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